The National Handicapped Finance and Development Corporation (NHFDC) have been incorporated by the Government of India to promote various economic development projects for the handicapped persons. The West Bengal Women Development Undertaking now acts as the State Channelizing Agency of NHFDC loan Scheme in this State mainly in respect of certain income generation activities. The main objective of NHFDC is to promote economic development activities and self employment ventures by extending loan to the PWDs for setting up business of their owns.
NHFDC loan is available for the handicapped persons above 18 years of age with at least 40% disability. There is no income bar. A mentally retarded person may also avail the loan through parents, spouse or legal guardian.